February 14, 2017
What To Know Before Your Go Solar

What to Know Before You Go Solar Solar panels can be economically and environmentally sound, and they’re more accessible than ever. According to one research firm, U.S. homes and businesses installed a new system every four minutes in 2013. But, is solar power right for you here in Saratoga Springs? To help you address the […]

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February 14, 2017
Thunderstorm Safety Tips

Now that July is here summer is in full swing, this is the time we need to be prepared for thunderstorms. In fact, we all still need to worry about thunderstorms from now until at least October or November so we’re now out of the woods yet. While thunderstorms are a marvel to take in […]

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February 14, 2017
Drone Safety Tips For New Pilots

5 Dos and Dont'ts of Flying a Drone Drones are exploding in popularity in Saratoga Springs, and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are real incidents, but with these five dos and don’ts of drone operation, you don’t have to experience […]

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February 14, 2017
Home Energy Efficiency

Is your home as efficient as it could be? Drafty windows. Leaky faucets. Dirty air filters. All are common issues and they’re not only annoying — they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your energy costs? That’s how […]

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February 9, 2017
What Are Perils & How Do They Affect My Homeowners Coverage

What Are Perils & How Do They Affect My Homeowners Coverage A common question that always comes up whether it's within the quoting process or sometimes just in general conversation with a client is What if this particular situation happens? or would this specific loss be covered under my Homeowners policy? The answers depends on […]

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February 8, 2017
Child Car Seat Safety

The Right Car Seat for Your Child Infant-only, convertible, all-in-one – many soon-to-be parents in {city, state or region}Saratoga Springs advantages and disadvantages. Here are five things to keep in mind, from shopping to installation, to help you find the right seat for your precious cargo: 1. Know the pros and cons of each seat […]

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February 8, 2017
Pool Safety

Summer is finally here, get outside with the family and enjoy your in-ground and above ground swimming pools but, don't forget about pool safety along with having the proper insurance coverage. There is an estimated 7 million swimming pools and 5 million hot tubs in the residential United States, along with the fun of the […]

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February 8, 2017
Night Time Driving

A little extra caution can go a long way while driving at night Summer has ended, Saratoga Racetrack is closed fall is in the air. While fall and winter have their own pleasures –it will start to get dark earlier and earlier, longer nights mean increased danger on the roads. You might think you drive […]

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February 8, 2017
Lawn Maintenance

In the Capital District of New York we are lucky to have 4 seasons. Fall is a pleasant time of year to work outside and keep your property looking great. While your lawn deserves a great deal of attention in spring, fall is the ideal time to rejuvenate your yard and get it ready for […]

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February 8, 2017
Night Time Boat Safety

Shedding Some Light on Boating in the Dark A warm evening in upstate New York can be a wonderful time for a cruise on your boat. But, just like when you’re driving a car after sundown, it’s important to make some adjustments to keep yourself and others safe. Here are some tips to ensure you’ll make […]

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February 8, 2017
Jetski Safety

Stay Safe on Your Jet Skis™ and WaveRunners™  For a lot of people in upstate New York, summer means getting out on the water. And you don’t even need a boat to do it. Personal watercraft, such as Jet Skis and WaveRunners, provide a fun and accessible way to enjoy the water. However, these small, […]

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February 8, 2017
Power Outage And Emergency

Ready for a power outage or emergency? It’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person, per […]

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February 8, 2017
Tips For Safe Boat Towing

Top Tips for Boat Trailer Safety   There are many reasons to love the sport of boating – it can be relaxing, exciting, entertaining and even rejuvenating. But hauling a boat on a trailer and launching it at the busy launch ramp can have its challenges. In fact, it can be downright stressful and dangerous […]

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February 8, 2017
Replacement Cost vs Actual Cash Value

Replacement Cost vs Actual Cash Value Have you ever called an insurance company or agent for a quote and they ask you if you would like Replacement Cost or Actual cash value and you have no idea what they mean? Below is a definition of each of those coverage's with an example to help you […]

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February 8, 2017
High Or Low Deductibles?

High or low deductibles: Understanding deductibles on your insurance policies is the first step to deciding what deductible is best for you, high or low. Your deductible is the amount of money a policyholder will pay out-of-pocket towards the damages or loss before your insurance company will pay for the claim. You do not actually […]

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Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.
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