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Insurance Made Easy

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.
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Know Your Coverage

• Collision

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

• Comprehensive

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.

• Liability

to pay for losses you cause others, or:

•Medical Payments

Medical payments coverage will pay for the cost of needed care that is the result of an accident.

• No Fault Benefits

to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault,

Discounts and Credits

Make Sure You Save The Most Money

TELEMATICS

Easy to install data collection devices can be added to your vehicle and discounts automatically applied based on your driving.

LOW MILEAGE

Not driving many miles?  Generally cars that are not driven that often may qualify for a low mileage discount.

GOOD STUDENT

Have a child on your car insurance? If they have good grades you may get a discount.

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Save Money On Car Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

Car Insurance

The Cote Insurance agency of New York serves the capital district, with 4 locations in upstate New York.
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  • BRIAN WHITNEY

    SARATOGA SPRINGS

    ALYSSA LONG

    CORINTH

    CAMILE LONG

    GREENFIELD CENTER

    KARISSA BAXTER

    SOUTH GLENS FALLS

INSURANCE MADE EASY

Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.
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OUR LOCATIONS

New York State Offices

CORINTH

94 Main Street
Corinth NY 12822

Phone - 518-654-9021
Fax - 518-654-7806
VISIT LOCATION PAGE

GREENFIELD CENTER

3060 Route 9 N
Greenfield Center, NY 12833

Phone - 518-893-5188
Fax - 518-893-2678
VISIT LOCATION PAGE

SARATOGA SPRINGS

68 Weibel Ave
Saratoga Springs, NY 12866

Phone - 518-587-3303
Fax - 518-587-4766
VISIT LOCATION PAGE

SOUTH GLENS FALLS

1710 Route 9
South Glens Falls, NY 12803

Phone - 518-761-6764
Fax - 518-761-1185
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