Business Excess Liability Insurance

Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.
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What Is Umbrella/Excess Liability Insurance?
This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy
Who Needs Excess Liability Insurance?
Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.

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Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.
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OUR LOCATIONS

New York State Offices

CORINTH

94 Main Street
Corinth NY 12822

Phone - 518-654-9021
Fax - 518-654-7806
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GREENFIELD CENTER

3060 Route 9 N
Greenfield Center, NY 12833

Phone - 518-893-5188
Fax - 518-893-2678
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SARATOGA SPRINGS

68 Weibel Ave
Saratoga Springs, NY 12866

Phone - 518-587-3303
Fax - 518-587-4766
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SOUTH GLENS FALLS

1710 Route 9
South Glens Falls, NY 12803

Phone - 518-761-6764
Fax - 518-761-1185
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