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Coverage

Whether your exploring the beautiful fall foliage of the Adirondacks, cruising around exciting Saratoga, or
attending Americade in Lake George. We at Cote have you covered. At Cote Insurance Agency, you will be
protected at a price that will not break your bank.

If you live in New York , chances are we cover what 
you ride. The Cote Insurance Agency insures a full spectrum of motorcycles from street cycles, Harley Davidsons, Victory, Yamaha, Honda, Suzuki, Indian, Triumph, customs, cruisers and touring bikes to Scooters, dirt bikes and ATVs.

One of the great advantages of having your motorcycle coverage through Cote Insurance Agency is that you may save money by having more than one policy with that some of the companies we offer. The Cote Insurance Agency will be able to help calculate how much money you can save.
NY – What you need to know about motorcycle insurance

Your motorcycle insurance can include any or all of the options below – contact The Cote Insurance Agency today to discuss what coverage is best for you.

Custom Parts and Equipment
If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Roadside Assistance
Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown.

Liability Coverage
You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Check with The Cote Insurance Agency to determine your specific coverage.

Medical Coverage
This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage
This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.


Let us help make sure you’re covered when you hit the streets of the Capital District – talk to The
Cote Insurance Agency today to find out how to get the best price and value on the motorcycle insurance that’s right for you.


You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.

Cote Insurance can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and
ATV too!

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  • BRIAN WHITNEY

    SARATOGA SPRINGS

    ALYSSA LONG

    CORINTH

    CAMILE LONG

    GREENFIELD CENTER

    KARISSA BAXTER

    SOUTH GLENS FALLS

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INSURANCE MADE EASY

Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.
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