Renters Insurance

Renters Insurance Coverage Starting At Less Than $0.50 A Day

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Renters Insurance Quote

RENTERS
COVERAGE
DISCOUNTS

Get Coverage On Your Stuff And Protect Your Liability

Renters insurance is an affordable way to cover your belongings and help pay for unexpected expenses. In addition to your belongings, renters covers other people's injuries at your place, certain lawsuits against you, and more.

Without renters insurance, you'd have no protection/coverage for these situations. For example, if someone steals all your stuff, your landlord won't cover anything. Everything would be 100% on you. That could cost tens of thousands of dollars, as the average renter has $30,000 worth of belongings, according to ASI, one of our network renters insurance companies.

Coverages

YOUR POSSESSIONS

Clothes, electronics, furniture, tools, and the appliances you purchased are covered (even if they're not in your place). They're covered against fire, theft/vandalism, tornadoes, water damage, and more. Keep in mind, you'll likely have to add extra coverage for jewelry or other expensive items. You can add these during your renters insurance quote or give us a call.

INJURIES AND LAWSUITS

Your renters insurance policy covers others' medical bills if they're hurt at your place. Plus, it covers you if someone else sues you over their injuries or property damage. This coverage is technically called "personal liability."

LIVING EXPENSES

If your place is damaged and you need somewhere to stay, your renters insurance kicks in. Renters pays for your hotel/living expenses and even pays you back for meals (above what you'd normally pay).

JEWELRY AND COLLECTIBLES

For a small amount of extra premium, you can protect high value items from theft or damage.  

Find Savings On Renters Insurance

BUNDLE AND SAVE

You can save another 5% when you bundle Progressive renters and auto (discount will be applied to your auto policy).† You can also combine many other policies, including renters and motorcycle, boat and renters, etc. You might get extra discounts for each.

FUTURE EFFECTIVE DATE


This discount goes to you if you're shopping ahead. Get a quote at least three days before your policy starts, and you'll be on your way to affordable renters insurance.

LOCKED AND GATED COMMUNITIES


This just means that you have to drive by a security guard or use a key or remote to enter the complex/community.

IN HOME SAFETY

-Deadbolt Locks
-Smoke Detectors
-Fire Extinguishers 

PAY IN FULL

This is another easy discount anyone can earn. Just select to pay for your policy in full and upfront, and you'll get this one.

PAPERLESS BILLING


This is one of the easiest renters insurance discounts of all. Just choose to receive your documents by email, and you can save more.

SECURITY SYSTEMS

Monitored security systems add big discounts

SPRINKLER SYSTEMS

If your building has sprinkler systems, make sure to let your Cote agent know to include this money saving discount.

LOW COST

The agents at Cote Insurance are your local experts on finding the right coverage for you at the lowest price.  Submit your information online, stop by an office, or call us to discuss options.

NEED PAPERWORK?

If your landlord/complex requires insurance, just get a renters insurance quote online with us. We'll send proof of insurance to your landlord/complex and help you make sure your policy meets their needs.

Renters Insurance Carriers

The Cote Insurance Agency is Proud To Represent These Carriers Offering Renters Insurance Coverage 

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  • BRIAN WHITNEY

    SARATOGA SPRINGS

    ALYSSA LONG

    CORINTH

    CAMILE LONG

    GREENFIELD CENTER

    KARISSA BAXTER

    SOUTH GLENS FALLS

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INSURANCE MADE EASY

Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.
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