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Hit the Road with the Right RV Coverage
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Here at Cote Insurance Agency, let us help you select the right coverage for your RV and motorhome and get the
best price and value at the same time. Call us today or click to get your free quote.
Start Your Quote

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Upstate New York – Here are some things to consider when shopping for recreational
vehicle insurance:

RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.

You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
-Stated Value – market value/actual cash value of the RV
-Agreed Value – the insured amount, regardless of the current market value
-Replacement Cost – we will replace your insured RV with a new RV that is most like it

Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more.

Discounts can lower your premium. Ask us at Cote Insurance Agency whether you qualify for safe driver discounts, original owner discounts, package discounts and more.

You can save money if you bundle your insurance with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life to have one agent take care of all your needs.

Cote Insurance Agency is independently owned and locally operated to handle your insurance needs. We focus on Saratoga Springs, Schenectady, Glens Falls, Clifton Park, Queensbury, Ballston Spa and offer affordable and reliable insurance choices all across New York.

Call for a quote today.

Cote Insurance can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too!

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Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.
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