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The Cote Insurance agency of New York serves the capital district, with 4 locations in upstate New York.
WEDDING INSURANCE COST
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Wedding Insurance Options
Starts at $95, with Host Liquor Liability and Certificate of Insurance Your wedding day is supposed to be one of the happiest days of your life. You've spent a lot of time and money preparing for it. It may seem silly to expect accidents on your wedding day, but planning ahead is a smart move.
If you're like many brides, you may not have realized that it's smart to have Wedding Cancellation Insurance. Wedding insurance protects the nonrefundable expenses incurred when the rehearsal, rehearsal dinner, wedding or private event, reception or honeymoon, must be canceled or postponed for certain reasons beyond your control. Cancellation due to serious illness, injury, extreme weather, a missing caterer, a missing officiate or a bankrupt event facility are just a few examples of what is covered under Wedsure's Cancellation and Postponement Insurance.
Happy guests, gorgeous attire, beautiful ceremony. Now imagine an empty gift table, filing a police report, and walking away from your wedding without experiencing the joy and anticipation of opening your wedding presents. Unfortunately, this wedding scenario happens far too often. Gifts can be stolen from cars, your home or swiped from the reception site, leaving happy couples empty-handed. Protect you and your guests from wedding gift grief, by purchasing Wedsure Gifts coverage.
A wedding band's unbroken circle symbolizes endless love. In many cases, it also represents a significant emotional and financial investment. Unfortunately, this big investment comes in a small, easy-to-lose size! That's why it's important to protect your rings and other special wedding jewelry with specialized wedding Jewelry coverage.
LOSS OF DEPOSITS
Loss of Deposits coverage, any vendor deposits you make are covered in the event of wedding deposit misfortune!
Photographs and Video coverage, you can select any limit you desire. Optional deductibles start at $25. Photographs and Video Coverage will pay to retake the photographs or video recording if the photographer or videographer fails to appear, disappears after the wedding with your wedding pictures or video, or the pictures are lost, damaged or stolen.
One of the happiest days of your life... so it's no wonder that when a wedding is unexpectedly canceled, an emotional rollercoaster ensues. Depending upon the circumstances, you may experience anger or sadness, frustration or embarrassment. Some people blame themselves for the wedding cancellation and feel they've let others down. In some cases, people experience clinical depression.
If you are hosting an outdoor event, party rentals are a great way to cost effectively accommodate everyone. But rentals can also be a huge liability exposure! So, if you're renting tents, generators, portable toilets, tables, chairs or other property, coverage to pay for repair or replacement of the rented property is essential.
Special Attire coverage pays to repair or replace the bridal gown, the mother of the bride's gown and all other bridal party attire, if it is lost, stolen or damaged (including financial failure of the bridal store, tailor or seamstress) within the United States or Canada. Special Attire coverage includes all clothing and accessories bought or rented and to be worn by the bride and the groom and their attendants at the wedding.
Cote Insurance Agency provides home, auto, business, life and many other types of insurance throughout New York State including Glens Falls, Queensbury, South Glens Falls, Corinth, Greenfield Center, Wilton, Gansevoort, Saratoga Springs, Ballston Spa, Clifton Park, Schenectady, Scotia and Rotterdam. We also cover the counties of Albany, Schenectady, Saratoga, Warren, Washington and Rensselaer.